Flood Zone Determination Report

Product Features

Every determination report includes complete FEMA compliance data, delivered via API in under 3 seconds.

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FEMA FIRM Map Compliance — Map data updated within 24 hours of any FEMA FIRM amendment. Always current with the official Flood Insurance Rate Maps.
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Life-of-Loan Monitoring — Automated change alerts throughout the loan lifecycle. Immediate notification on FIRM map amendments affecting monitored properties.
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Parcel-Level Precision — Determination based on actual parcel geometry, not address interpolation. Accurate zone classification at the property boundary level.
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Sub-3-Second API Response — 99.9% uptime SLA. Synchronous API calls return complete determination data in under 3 seconds for real-time underwriting workflows.
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Complete Zone Classification — SFHA/non-SFHA status with full zone codes: AE, X, VE, AO, AH, A, D, and all FEMA-defined flood zone categories.
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LOMA/LOMR Status Included — Letter of Map Amendment and Letter of Map Revision status returned with every determination. No additional lookup required.
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Dual-Format Certificate — Each determination includes a legally-compliant PDF certificate and structured JSON response. Meets FEMA Standard Flood Hazard Determination Form requirements.
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SOC 2 Type II Compliance — All data processing and storage meets SOC 2 Type II security standards. Enterprise-grade data handling for regulated industries.

FLOOD ZONE DETERMINATION — AXISGEOTECH

Address1234 Brickell Ave, Miami, FL 33131

Flood ZoneAE

SFHA StatusYES — Flood Insurance Required

FIRM Panel12086C0461L

Panel Effective Date2023-09-15

Base Flood Elevation7.0 ft NAVD88

LOMA StatusNone on Record

Life-of-Loan MonitoringACTIVE

DeterminationFLOOD INSURANCE REQUIRED

API Response Time1.24s

RESTful JSON API with comprehensive documentation. Sandbox environment available for development and testing.

POST /v1/determinations

{
  "address": "1234 Brickell Ave",
  "city": "Miami",
  "state": "FL",
  "zip": "33131",
  "monitoring": true
}

Response includes: flood_zone, sfha_status, firm_panel, effective_date, bfe, loma_status, monitoring_id, response_time_ms

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Per-report pricing. No subscription required.

$12 / report

Delivery: < 3 seconds

Volume Pricing

1 – 99 reports$12.00 / ea

100 – 499 reports$10.50 / ea

500 – 999 reports$9.00 / ea

1,000+ reportsContact Sales

FEMA Compliance✓ Included

Life-of-Loan Monitoring✓ Included

PDF + JSON Certificate✓ Included

LOMA/LOMR Status✓ Included

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No setup fees. No monthly minimums.